LOAN PERFORMER handles individual clients, groups and businesses. Deposits and loans can be tracked at group level or at group-member level. This makes the program suitable for Solidarity lending, Village-Banking and Grameen-type lending.
Transactions are directly processed as they are keyed in, but the user can also do batch-processing by importing transactions from external files.You can use LOAN PERFORMER as a back-office application in a Centralized environment with many branches or on the counter in a De-Centralized environment where LOAN PERFORMER runs in a branch office. In the latter case, consolidation of branch data at Head Office can take place by importing branch data into a corporate database.
LOAN PERFORMER supports cash transactions, transactions by cheque, transfers from/to the client's savings account(s) and transfers from/to bank. The user can define several cash accounts and each cashier can be linked to his/her own cash account. It has a Cash module where transactions can be entered that are not shares, savings or loan transactions. At the end of the day each cashier can print his/her own cash transactions report and reconcile this with the physical cash.
LOAN PERFORMER comes with a standard chart of accounts, but this can be deleted or replaced by another chart. Accounts can be added, modified or deleted. Accounting data can be exported to other, third party accounting softwares. An Audit Trail is available so you can see who logged into the system and who posted which transactions.
LOAN PERFORMER can be linked to an external Planning Tool in the form of an Excel spreadsheet. This spreadsheet/planning model can be modified so that it generates monthly targets for a number of indicators. LOAN PERFORMER can read those indicators and produce a monthly monitoring report, where these targets are compared to actual achievements.
LOAN PERFORMER supports up to 11 User Levels. Access to menu items can be defined per user level.