This page was last updated on

26/07/2008 11:22:34

LOAN PERFORMER has been developed in Microsoft Visual Foxpro 7.0. It comes with a Visual Foxpro database as part of the package. It is a Multi-User loan tracking application.

LOAN PERFORMER combines Basic Client Data with Shares, Savings, Loan Transactions and integrates this seamlessly into a General Ledger. The Accounting module also has an Assets module and a Debtors/Creditors module.

LOAN PERFORMER handles individual clients as well as groups. Deposits and loans can be tracked at group level or at group-member level. This makes the program suitable for Solidarity lending, Village-Banking and Grameen-type lending.

LOAN PERFORMER supports cash transactions, transactions by cheque, transfers from/to the client's savings account(s) and transfers from/to bank. The user can define several cash accounts and a cashier can be linked his/her own cash account. LOAN PERFORMER also has a Cash module where transactions can be entered that are not shares, savings or loan transactions. At the end of the day each cashier can print his/her own cash transactions report and reconcile this with the physical cash. 

Transactions are Directly Processed as they are keyed in, but can also do batch-processing by importing transactions from external files. You can use LOAN PERFORMER as a back-office application in a Centralized environment with many branches or on the counter in a De-Centralized environment where LOAN PERFORMER runs in a branch office. In the last case, Consolidation of branch data at Head Office can take place by importing branch data into a corporate database.

Shares, Savings and Loan Transactions are Automatically Booked to the General Ledger. The account numbers and labels of the chart of accounts can be set by the user. Accounting data can be Exported to third party accounting software and LOAN PERFORMER accounts can be mapped to local accounts.

LOAN PERFORMER can be linked to an external (branch) Planning Tool in the form of an Excel spreadsheet. This spreadsheet/planning model can be modified so that it generates monthly targets for a number of indicators. LOAN PERFORMER can read those indicators and produce monthly monitoring reports, where these targets are compared to actual achievements.

LOAN PERFORMER supports 10 User Levels: supervisor, branch manager, assistant manager, savings officer, cashier, teller, credit officer, accountant, accounts assistant and guest user. Each user belongs to one of these groups. Menu items can be activated or de-activated for each user group (except supervisor and guest user). Institutions with the right know-how can also write their own modules (in Visual Foxpro) and "hang" them as menu items in the LOAN PERFORMER menu structure.

LOAN PERFORMER provides information on the following entities: Shares, Loans, Deposits, Accounts, Target Group, Credit Officers, Loan Funds, Branches, Products, Donor Agencies, Geographical Area's and Business Sectors. It has a facility to add your own items as Client or Loan categories and print reports on for instance loans to residents and refugees, loans for assets and working capital, consumption loans versus production loans, etc.

LOAN PERFORMER is straight-forward and very easy to work with. It comes with Windows Help. Pressing function key F1 on a form invokes context sensitive help. The Help file is also available as a 100 page manual. The Help file is now also available in French and Spanish (and soon also in Russian version).

Data can be imported regarding basic client data, savings transactions, loan applications, approvals, disbursement and loan repayments and general ledger transactions. General ledger transactions can also be exported to other accounting packages like Sun Systems, Navision and Quickbook. Loan data can be archived as well.

Report Generation is very flexible (e.g. dates, print order, client types etc. can all be set by the user). LOAN PERFORMER supports any range of printers (as supported by Windows 95/98/2000/NT/XT) but all report formats are on A4 paper. Reports are generated real-time and can be pre-viewed or printed or exported as DBF, XLS or PDF files. PDF files can be read with the Adobe Acrobat Reader (which is freeware) or be read and modified with Adobe Acrobat (not for free). If needed, LOAN PERFORMER can come with Foxfire Report Generator and the user can design his own reports. LOAN PERFORMER can also print receipts.

LOAN PERFORMER comes standard with FoxFix database protection. This is an external library that validates the database at startup and checks for any errors that may corrupt the database. In general, these are caused by switching off the computer without properly closing the LOAN PERFORMER application. Foxfix can in most cases correct these errors. Nevertheless, the user has to take care that daily backups are made.

The Hardware Requirements for the software are moderate: a Pentium computers equipped with Windows2000/WindowsNT/XT and at least 128 MB Ram memory is needed. For a network you can use Windows Networking, Novell or WindowsNT/2000. We recommend a minimum screen resolution of 800 by 600 pixels. 

Download the LOAN PERFORMER folder (1,875 KB).

Download a Powerpoint presentation about our company and our product (1,161 KB).